FAQs about the Save Yourself Account

Q. What is a TD AMERITRADE Save Yourself account?
A. The Save Yourself account is a brokerage account at TD AMERITRADE that you can open to follow the Save Yourself Plan. The account, with a special competitive Money Market Deposit Account (MMDA), is part of the savings goal associated with the plan. The MMDA is designed as a place where you can keep money/save money until you are ready to invest.
Q. What is the interest rate associated with a Save Yourself account?
A. The Save Yourself account from TD AMERITRADE features a special high-yield MMDA with a 1.0% Annual Percentage Yield (as of November 17, 2008). Interest rates are subject to change after the account is opened.
Q. Is a Save Yourself account FDIC-insured?
A. Yes. Cash in an MMDA is held at TD Bank USA, N.A. and is insured by the FDIC (not covered by SIPC) for up to $250,000 for non-retirement accounts (under the new legislation, effective October 3, 2008, through December 31, 2009), $250,000 for Individual Retirement Accounts ("IRAs") and certain other retirement accounts.

This means that your money is protected because the FDIC insurance would cover your deposits, dollar for dollar, including principal and any accrued interest, up to the insurance limit.
Q. Why is TD AMERITRADE offering a Save Yourself account?
A. It's our hope that clients who take advantage of this offer by following Suze's insightful five-step Save Yourself Plan, will be well on their way to gaining more confidence about their financial situation and the future direction of it.
Q. Is this only available to women?
A. No. Even though Suze's book is geared toward women, her Save Yourself Plan is designed for everyone.
Q. Can I open an Individual Retirement Account and receive the $100 bonus?*
A. No. The $100 bonus is available only with the non-retirement Save Yourself account.
Q. Can I open a second account and get another $100 bonus?*
A. No. There is a limit of one $100 offer* per client.
Q. How can I get more information on opening a Save Yourself account?
A. If you have questions, you may call a TD AMERITRADE Client Services representative 24 hours a day, seven days a week at 866-834-2538.
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Simple interest is accrued daily and credited to your account on the last business day of each month. Annual Percentage Yield of 1.0% (0.99% interest rate) is current for the Save Yourself account as of November 17, 2008 and is subject to change without notice. Rates may change after the account is opened. Cash in an MMDA is held at TD Bank USA, N.A. and is insured by the FDIC (not covered by SIPC) for up to $250,000 for non-retirement accounts (under the new legislation, effective October 3, 2008, through December 31, 2009), $250,000 for Individual Retirement Accounts ("IRAs") and certain other retirement accounts.

INVESTMENT PRODUCTS HELD IN A TD AMERITRADE ACCOUNT ARE NOT FDIC INSURED OR BANK GUARANTEED AND MAY LOSE VALUE. Market volatility, volume and system availability may delay account access and trade executions.

*Offer valid for one new TD AMERITRADE account (non-retirement) opened by 12/31/09 and funded by 12 monthly consecutive automatic electronic deposits of $100 or more. First $100 must be deposited within 30 days of opening account. To be eligible, you must be a U.S. resident aged 18 or older. Accounts will be reviewed 12 months from date of first qualified deposit to determine eligibility for offer. Should you need to withdraw the money prior to the twelve-month commitment, you may withdraw all of your deposits plus interest earned. However you will forfeit the $100 bonus. Account must remain open with minimum funding requirements for 12 months in order to receive the $100 cash deposit. If deposit requirements have been met, please allow 4 weeks for $100 cash deposit to post to account. Not all financial institutions participate in the electronic transfer of funds. Please contact your financial institution for more information. Offer is not transferable and not valid for IRAs and other tax-exempt accounts, internal transfers, current TD AMERITRADE accounts, or with other offers. Offer not valid for TD AMERITRADE Investing accounts using the Amerivest service. Offer is not valid for accounts managed by independent investment advisors and maintained by TD AMERITRADE Institutional. Limit one offer per client. Taxes related to TD AMERITRADE offers are your responsibility. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.

TD AMERITRADE, Random House, Inc., and Suze Orman are separate and not affiliated, and each of them are not responsible for the services and information provided by the other(s). TD Bank USA and TD AMERITRADE are affiliated through their parent companies.

TD AMERITRADE, Inc., member FINRA/SIPC. TD AMERITRADE is a trademark jointly owned by TD AMERITRADE IP Company, Inc. and The Toronto- Dominion Bank. © 2009 TD AMERITRADE IP Company, Inc. All rights reserved. Used with permission.